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Privacy Policy
Please read the following carefully and keep it for your records
First National Mortgage Sources,
is committed to protecting the privacy and security of our customers'
personal information and ensuring the accuracy of such information.
We collect and maintain information about you to enable us to complete
your loan transaction, conduct our business in a manner consistent
with federal and state laws and regulations, provide you with information
and offers on products to meet your future needs, and satisfy legal
requirements. We will give you a new Customer Privacy Statement whenever
we change our privacy policies or practices.
This Customer Privacy Statement describes and explains how
- FNMS collects and uses your personal information;
- FNMS maintains the confidentiality
and accuracy of such information;
- You can limit the communication
of your non-public personal information by FNMS; and
- You can verify the accuracy
of information regarding your transaction.
How We Obtain Personal Customer
Information. In conducting our business, we collect and maintain
various types of information about our customers. If we are unable
to obtain such information from you, we may be prevented from providing
you with a service and/or may be compelled to terminate a service
that we are currently providing you. The types of information we
collect and maintain include:
- Information that we receive
directly from you in applications and other forms that you deliver
to us, and from our communications with you. This may include information
such as your address, telephone number, account numbers, Social
Security numbers, assets, income, debt, etc.
- Information we compile from
your transactions or experiences with us. This may include information such as your account balances,
payment history, etc.
- Information we receive from
other sources regarding your employment, credit or other relationship
with them or verifying information you have given us. This may
include information such as your employment history, loan and/or
credit card payment history, loan or credit card balances,
your property insurance coverage, appraisals of your residence,
etc.
- Information
we receive from credit bureaus regarding your credit history and
creditworthiness (such as the amount of your total debt, your payment
history, etc.).
- Information we obtain from
public sources. This may include information contained in federal,
state and local records such as recorded liens on your property,
real estate taxes and assessments, tax liens, etc.
- In addition, we may assemble
demographic or other information about you which is not assembled
for the purpose of determining your eligibility for credit, insurance,
employment, or any other product or service you request.
- Also, when you visit any
of our websites, we may collect information to measure the use of
our site and to assist us in improving the content of our site;
however, we do not collect information about visitors to our websites
unless you voluntarily choose to provide it. A "cookie"
is a small marker that is left on your computer which can only be
read by us and helps us better service your account the next time
you visit our website. A "cookie" allows FNMS to know
that a visit has occurred within our site, and the pages that were
viewed. FNMS does not retain any of these cookies or store any cookies
on your hard drive. Cookies are commonly used on websites and do
not harm your computer. You can decide if and how your computer
will accept a cookie by configuring your preferences or options
in your browser.
How We Use Your Personal Information.
We use
your personal information only for legitimate business purposes in
a manner consistent with lending practices in compliance with applicable
laws and regulations. We do not sell customer information (described
above) to non-affiliated third parties for marketing purposes.
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First National Mortgage Sources is an equal opportunity lender